What plan do you have in place in the event you cannot work for a short period, or ever again?

1 in 7 people between the ages of 35 and 65 can expect to be disabled for 5 years or more.

~Health Insurance Association of America; New York Times, 2/2000.

Almost half of all mortgage foreclosures are caused by disability.

~Housing and Home Finance Agency of the U.S. Govt., 1998

Your most valuable asset is your ability to earn income. People often fail to protect their income, the very thing that makes everything else attainable.  Disability Insurance allows you and your family to carry on during an extended illness or injury. If you were disabled by an illness or injury, the bills would keep coming: the mortgage, car payments, groceries, tuition. Without an income, how would you cover these expenses. Disability coverage allows you and your family to carry on during an extended illness or injury. Disability Insurance helps preserve your standard of living and ensure your future. It goes to work when you cannot.